How Sezzle Works

Buy now, pay later.

Split your entire online purchase into 4 interest-free payments, over 6 weeks with no impact to your credit.

payment break down 25% today, 25% 2 weeks, 25% 4 weeks, 25% 6 weeks


2 weeks

4 weeks

6 weeks

Here's how to Sezzle

Step 1 - shop the store


Shop and add items to your cart as normal!

Step 2 - checkout at the store


Choose Sezzle at Checkout! You’ll be redirected to Sezzle to Sign Up or Log In to complete your order.

Step 3 - Select Sezzle and Sezzleit

Sezzle it

Your order will be shipped out right away* and your payments will be split up over 6 weeks.

*shipping times subject to merchant shipping policy

Getting Approved with Sezzle

While our goal is to be able to approve every order, there are some situations where we might not be able to approve your order.

Here are some things to consider to get your order approved:

Do you have sufficient funds available?

Typically, we check to make sure you have at least 25% of the total order cost available at the time the order is placed.

Length of time using Sezzle.

Usually, we are less restrictive after the first six weeks.

The overall amount outstanding on previous orders and number of orders still open.

If there are multiple orders with outstanding payments, and/or a majority is still outstanding on a previous order, paying those off can help increase your likelihood of approval.

Overall value of your new order.

Reducing the order amount, or splitting it into smaller transactions, can help!

Payment methods linked to your account.

Adding another debit card or a credit card can help us better understand your repayment ability, which can help get orders approved! Sezzle has a $2500 limit. If you're a first time user of Sezzle, you may not be approved for the full $2500. Over time using Sezzle successfully, your limit will increase.

Finally, each order is looked at individually. This means that if you were not approved for an order with a merchant today, it doesn’t mean you wouldn’t be approved for a different order tomorrow.

Download the App

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